Most Affordable Online Colleges for Bachelor’s Degrees of 2025

Evan Thompson
By
Updated on December 16, 2024
Edited by
Discover the cheapest online four-year degrees and how they can help you save money, earn more, and prepare for a successful career.

Are you ready to discover your college program?

Are college costs top of mind when it comes to getting your degree? You’re not alone. Getting a college degree online can be a smart, affordable move. Typically, online degree programs cost less than on-campus programs. Many online programs also match the quality of on-campus programs.

By opting for the cheapest online bachelor’s degree, you can minimize student debt and prepare for a career or graduate school.

Popular Online Programs

Learn about start dates, transferring credits, availability of financial aid, and more by contacting the universities below.

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10 Cheapest Online Colleges for Bachelor’s Degrees

#1 Most Affordable Online Colleges for Bachelor’s Degrees of 2025

University of Florida-Online

  • Location-markerGainesville, FL
  • 4 year
  • Online
Average Undergrad Tuition
  • In-State$3,358
  • Out-of-state$15,000
Average Graduate Tuition
  • In-StateN/A
  • Out-of-stateN/A
  • Retention Rate92%
  • Acceptance Rate65%
  • Students Enrolled5,356
  • Institution TypePublic
  • Percent Online EnrollmentN/A
  • AccreditationYes
#2 Most Affordable Online Colleges for Bachelor’s Degrees of 2025

Florida International University

  • Location-markerMiami, FL
  • 4 year
  • Campus + Online
Average Undergrad Tuition
  • In-State$6,168
  • Out-of-state$18,566
Average Graduate Tuition
  • In-State$911
  • Out-of-state$2,003
  • Retention Rate92%
  • Acceptance Rate59%
  • Students Enrolled54,085
  • Institution TypePublic
  • Percent Online Enrollment67%
  • AccreditationYes
#3 Most Affordable Online Colleges for Bachelor’s Degrees of 2025

Charter Oak State College

  • Location-markerNew Britain, CT
  • 4 year
  • Online
Average Undergrad Tuition
  • In-State$7,656
  • Out-of-state$10,056
Average Graduate Tuition
  • In-State$9,288
  • Out-of-state$9,720
  • Retention Rate100%
  • Acceptance RateN/A
  • Students Enrolled1,602
  • Institution TypePublic
  • Percent Online EnrollmentN/A
  • AccreditationYes
#4 Most Affordable Online Colleges for Bachelor’s Degrees of 2025

Texas A & M University-College Station

  • Location-markerCollege Station, TX
  • 4 year
  • Campus + Online
Average Undergrad Tuition
  • In-State$8,443
  • Out-of-state$36,637
Average Graduate Tuition
  • In-State$6,885
  • Out-of-state$19,593
  • Retention Rate94%
  • Acceptance Rate63%
  • Students Enrolled76,633
  • Institution TypePublic
  • Percent Online Enrollment40%
  • AccreditationYes
#5 Most Affordable Online Colleges for Bachelor’s Degrees of 2025

San Diego State University

  • Location-markerSan Diego, CA
  • 4 year
  • Campus + Online
Average Undergrad Tuition
  • In-State$5,742
  • Out-of-state$17,622
Average Graduate Tuition
  • In-State$7,176
  • Out-of-state$19,140
  • Retention Rate90%
  • Acceptance Rate34%
  • Students Enrolled36,637
  • Institution TypePublic
  • Percent Online Enrollment56%
  • AccreditationYes
#6 Most Affordable Online Colleges for Bachelor’s Degrees of 2025

New Mexico State University

  • Location-markerLas Cruces, NM
  • 4 year
  • Campus + Online
Average Undergrad Tuition
  • In-State$6,728
  • Out-of-state$25,055
Average Graduate Tuition
  • In-State$5,184
  • Out-of-state$18,023
  • Retention Rate75%
  • Acceptance Rate76%
  • Students Enrolled14,779
  • Institution TypePublic
  • Percent Online Enrollment70%
  • AccreditationYes
#7 Most Affordable Online Colleges for Bachelor’s Degrees of 2025

University of North Texas

  • Location-markerDenton, TX
  • 4 year
  • Campus + Online
Average Undergrad Tuition
  • In-State$8,404
  • Out-of-state$21,004
Average Graduate Tuition
  • In-State$6,350
  • Out-of-state$13,694
  • Retention Rate77%
  • Acceptance Rate72%
  • Students Enrolled47,507
  • Institution TypePublic
  • Percent Online Enrollment65%
  • AccreditationYes
#8 Most Affordable Online Colleges for Bachelor’s Degrees of 2025

Indiana University Indianapolis

  • Location-markerIndianapolis, IN
  • 4 year
  • Campus + Online
Average Undergrad Tuition
  • In-State$9,241
  • Out-of-state$32,509
Average Graduate Tuition
  • In-State$9,366
  • Out-of-state$25,872
  • Retention Rate72%
  • Acceptance Rate81%
  • Students Enrolled25,497
  • Institution TypePublic
  • Percent Online Enrollment54%
  • AccreditationYes
#9 Most Affordable Online Colleges for Bachelor’s Degrees of 2025

SUNY College of Technology at Delhi

  • Location-markerDelhi, NY
  • 2 year
  • Campus + Online
Average Undergrad Tuition
  • In-State$7,070
  • Out-of-state$16,980
Average Graduate Tuition
  • In-State$11,310
  • Out-of-state$13,570
  • Retention Rate70%
  • Acceptance Rate83%
  • Students Enrolled2,615
  • Institution TypePublic
  • Percent Online Enrollment51%
  • AccreditationYes
#10 Most Affordable Online Colleges for Bachelor’s Degrees of 2025

Northern Arizona University

  • Location-markerFlagstaff, AZ
  • 4 year
  • Campus + Online
Average Undergrad Tuition
  • In-State$11,024
  • Out-of-state$27,600
Average Graduate Tuition
  • In-State$11,103
  • Out-of-state$20,817
  • Retention Rate73%
  • Acceptance Rate91%
  • Students Enrolled28,194
  • Institution TypePublic
  • Percent Online Enrollment54%
  • AccreditationYes

Check the Facts: Are online degrees really cheaper?

Yes, online degrees are cheaper on average. According to National Center for Education Statistics (NCES) data from 2020, an online bachelor’s degree program costs over $5,000 less on average than a traditional on-campus degree.

Why Earn a Bachelor’s Degree?

An online bachelor’s degree can put you on the path to new careers and higher salaries. In fields like accounting, nursing, and information technology, a bachelor’s degree can lead to median annual salaries ranging from $79,880-$138,080, according to the Bureau of Labor Statistics (BLS).

BLS data from 2023 also shows that people with a bachelor’s degree earn 66% more annually than those with a high school diploma and around 42% more than those with an associate degree.

How Much Does an Online Bachelor’s Degree Cost?

In general, the cost of college varies significantly among schools. NCES data shows online degrees cost around $5,000 less, on average, than traditional in-person programs.

Cost of Online vs. Traditional Bachelor’s Degrees

Cost of Online vs. Traditional Bachelor’s Degrees
TypeAverage Annual Tuition and Fees
Online$11,698
Traditional$16,929

Source: NCES

Tuition Costs at Public and Private Schools

The cost of college also varies by school type. Typically, private colleges are more expensive than public ones.

According to the NCES, for the 2022-2023 school year, full-time undergraduate students paid an average of $58,600 at four-year private nonprofit colleges and $27,100 at public colleges. These costs include tuition, fees, books, supplies, and living expenses.

How to Pay for Online College

A college degree program can be a big investment, but there are ways to make it more affordable, including federal student aid, scholarships, and grants.

  • Federal student aid: You can apply for federal student aid by submitting the Free Application for Federal Student Aid (FAFSA). Federal aid programs include the Pell Grant and student loan options. States, colleges, and private organizations use the FAFSA to determine financial aid eligibility.
  • Scholarships and grants: Scholarships are funds awarded to students based on academic success or other criteria, such as financial need. Similarly, grants are given to students on the basis of academic or other achievements. Unlike loans, scholarships and grants don’t require repayment. First-time undergraduates at four-year colleges received an average of $15,750 in grants and scholarships in 2021-2022, according to NCES data.
  • Tuition reimbursement: If you’re currently working, don’t forget to check with your employer about tuition reimbursement. Many companies offer this benefit to employees who are pursuing a college degree.

Which Cheap Online Bachelor’s Degree Should You Get?

Earning an online bachelor’s degree can open the door to a new career. College graduates qualify for higher-paying jobs than people without degrees. And you’ll need a bachelor’s degree if you want to go to graduate school. But how can you find the right program for your unique needs?

First, make sure to choose an accredited institution. Accredited degrees meet high standards for academic quality, and many employers prefer to hire graduates from accredited schools.

Next, consider your interests, strengths, and career goals. Explore popular online bachelor’s degrees and their median annual salaries, per BLS data from May 2023, below.

Bachelor’s in Accounting

An online bachelor’s degree in accounting prepares you to work as an accountant. These professionals earn a median annual salary of $79,880.

Other careers you can pursue with a bachelor’s in accounting include cost estimator, financial analyst, and financial manager.

Bachelor’s in Computer Science

Computer programmers with a computer science degree earn a median annual salary of $99,700. Other well-paying computer science careers include information security analyst and computer systems analyst.

Courses in a computer science degree program include information systems, software engineering, and calculus.

Bachelor’s in Education

You need a bachelor’s degree in education and a teaching license to work as a public elementary or secondary school teacher. High school teachers earn a median annual salary of $65,220. You may earn more working for a public school than a private school.

The cheapest online bachelor’s degrees in education may also qualify you for other education careers, such as library technician and preschool teacher.

Bachelor’s in Finance

An online bachelor’s degree in finance may require you to take classes on the principles of accounting, investing, and financial management. High-paying finance careers include actuary, financial manager, and personal financial advisor. The median annual salary for actuaries is $120,000 per year.

Some top-paying finance jobs may require a master’s degree. We recommend using your college’s career center to learn more about what you’ll need to find your ideal career.

Bachelor’s in Information Technology (IT)

An online bachelor’s degree in information technology may allow you to specialize in mobile devices, cybersecurity, or cloud-based networking.

You can pursue various IT careers after graduating, such as hardware engineer, database administrator, and information systems manager. Computer hardware engineers earn a median annual salary of $138,080.

Bachelor’s in Marketing

You can explore many careers with a bachelor’s degree in marketing, such as market research analyst and marketing specialist. Marketing professionals earn a median annual salary of $74,680. Other marketing career opportunities include copywriter, advertising manager, and public relations specialist.

Marketing degree programs typically consist of classes that equip students with a comprehensive understanding of the marketing field. Common courses include consumer behavior, applied marketing management, and market research.

Bachelor’s in Nursing

An online bachelor’s degree in nursing can help you start or advance your career as a registered nurse (RN). RNs earn a median annual salary of $86,070. Your RN job may pay more if you work for a government agency.

An online bachelor’s in nursing requires in-person clinical rotations and other hands-on requirements, which provide crucial training and insight into what it’s like to be an RN.

Bachelor’s in Psychology

An online bachelor’s degree program in psychology includes classes in addiction theories, the psychology of social media, and criminal psychology and behavior. You can use your degree to pursue a doctorate, which is required to become a licensed psychologist.

Some psychology-related careers, such as human resources manager, require only a bachelor’s degree. Human resources managers earn a median annual salary of $136,350.

Bachelor’s in Social Work

An online bachelor’s degree program in social work requires coursework in diversity, human behavior, and social work research. You’ll also have to complete in-person practicums in different social work settings.

Health education specialist is one possible social work career for bachelor’s degree-holders. These professionals earn a median annual salary of $62,860. Employers may require a certification in health education.

Frequently Asked Questions About the Cheapest Online Bachelor’s Degree Programs

The cheapest way to get a bachelor’s degree is usually to earn an associate degree at a community college and then transfer to a four-year institution. Community colleges typically charge the lowest tuition rates.

You can also save money by researching affordable online colleges and comparing costs. The cost of an online degree depends on the tuition rate and any transfer credits you have. By earning a degree online, you can save on tuition and other expenses. And by maximizing your transfer credits, you can save money.